Draft the credit memo from the borrower’s package.

What is Credit Memo Draft?

A Kanu workflow for credit teams. It reads the borrower’s financial statements, tax returns and supporting documents, spreads the key financials, and drafts a credit memo in your institution’s template with each figure linked to its source. An analyst reviews and finishes it.

Why teams use it

Analysts spend much of their time copying numbers from PDFs into spreads and memos. Kanu does the first pass, so analysts spend their time on the credit judgment.

How it works

1. The borrower’s package lands in your inbox or a deal folder.

2. Kanu reads each document and pulls the financials.

3. It spreads the numbers and calculates the ratios you use.

4. It drafts the memo in your template and flags gaps.

5. An analyst reviews, edits and submits it.

Who it’s for

Credit analysts, underwriters and relationship managers at banks, lenders and private credit funds.

What stays with your team

Analysts and credit officers make the decision. Every number in the memo links to the page it came from.